:root {
  --bg: #f5f1e9;
  --bg-elevated: #fcfaf6;
  --surface: #eee7db;
  --text: #141715;
  --muted: #62655f;
  --line: rgba(20, 23, 21, .13);
  --gold: #b58a4c;
  --gold-strong: #9a7037;
  --gold-soft: #e5c998;
  --shadow: 0 20px 60px rgba(33, 27, 17, .11);
  --serif: Georgia, "Times New Roman", serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
}
html[data-theme="dark"] {
  --bg: #0c100e;
  --bg-elevated: #111613;
  --surface: #171c19;
  --text: #f3eee5;
  --muted: #b4b7b1;
  --line: rgba(255,255,255,.10);
  --gold: #caa15f;
  --gold-strong: #e0b978;
  --gold-soft: #927044;
  --shadow: 0 30px 80px rgba(0,0,0,.38);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; background: var(--bg); }
body {
  margin: 0; color: var(--text); background: var(--bg);
  font-family: var(--sans); line-height: 1.55; -webkit-font-smoothing: antialiased;
  transition: background .28s ease, color .28s ease;
}
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
button, input, textarea, select { font: inherit; }
.skip-link {
  position: fixed; left: 12px; top: -80px; z-index: 1000;
  background: var(--text); color: var(--bg); padding: 10px 14px; border-radius: 7px;
}
.skip-link:focus { top: 12px; }
.site-header {
  position: sticky; top: 0; z-index: 100; height: 76px;
  display: flex; align-items: center; justify-content: space-between; gap: 28px;
  padding: 0 clamp(20px, 5vw, 76px);
  background: color-mix(in srgb, var(--bg) 88%, transparent);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(18px);
}
.brand { display: flex; align-items: center; gap: 13px; min-width: max-content; }
.brand-mark {
  width: 36px; height: 36px; display: inline-grid; place-items: center;
  color: var(--gold); font: 500 28px/1 var(--serif); letter-spacing: -4px;
}
.brand-name { font-weight: 650; font-size: 12px; letter-spacing: .22em; }
.desktop-nav { display: flex; align-items: center; gap: 30px; margin-left: auto; }
.desktop-nav a { font-size: 13px; color: var(--muted); transition: color .2s; }
.desktop-nav a:hover { color: var(--text); }
.header-actions { display: flex; align-items: center; gap: 10px; }
.theme-toggle, .menu-toggle {
  width: 42px; height: 42px; border-radius: 999px; border: 1px solid var(--line);
  color: var(--text); background: transparent; cursor: pointer;
}
.theme-toggle { display: grid; place-items: center; }
.theme-icon { font-size: 19px; transform: rotate(-18deg); }
.menu-toggle { display: none; padding: 12px; }
.menu-toggle span { display:block; height:1px; background:var(--text); margin:5px 0; }
.mobile-nav { display: none; }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 14px;
  min-height: 48px; padding: 0 22px; border-radius: 7px;
  border: 1px solid var(--line); font-size: 14px; font-weight: 650;
  transition: transform .2s ease, background .2s ease, border-color .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary {
  color: #18130d; border-color: transparent;
  background: linear-gradient(135deg, #e0bd80, var(--gold));
  box-shadow: 0 10px 30px rgba(181,138,76,.19);
}
.btn-secondary { background: transparent; color: var(--text); }
.btn-small { min-height: 40px; padding: 0 17px; font-size: 12px; }
.btn-large { min-height: 56px; padding: 0 28px; }
.hero {
  min-height: calc(100svh - 76px); display: grid; grid-template-columns: 1.05fr .95fr;
  border-bottom: 1px solid var(--line); overflow: hidden;
}
.hero-copy {
  padding: clamp(64px, 9vw, 140px) clamp(28px, 7vw, 110px);
  display: flex; flex-direction: column; justify-content: center; align-items: flex-start;
}
.eyebrow {
  margin: 0 0 20px; color: var(--gold-strong); font-weight: 750;
  font-size: 11px; letter-spacing: .22em;
}
h1, h2, h3 { margin-top: 0; }
h1 {
  font-family: var(--serif); font-weight: 400; letter-spacing: -.045em;
  font-size: clamp(54px, 6.8vw, 104px); line-height: .94; margin-bottom: 28px;
  text-wrap: balance;
}
h1 em { font-style: normal; color: var(--gold-strong); }
.hero-text {
  max-width: 700px; font-size: clamp(18px, 1.55vw, 24px);
  color: var(--muted); margin: 0 0 34px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-image-wrap { position: relative; min-height: 640px; background: var(--surface); overflow: hidden; }
.hero-image {
  width: 100%; height: 100%; object-fit: cover; object-position: 47% 38%;
  filter: saturate(.87) contrast(.98);
}
html[data-theme="dark"] .hero-image { filter: saturate(.75) brightness(.78) contrast(1.05); }
.hero-note {
  position: absolute; right: clamp(18px, 4vw, 54px); bottom: clamp(18px, 5vw, 62px);
  width: min(290px, calc(100% - 36px)); padding: 24px;
  color: #f7efe4; background: rgba(15,17,16,.74); border: 1px solid rgba(255,255,255,.18);
  backdrop-filter: blur(10px); border-radius: 12px; box-shadow: var(--shadow);
}
.quote-mark { color: var(--gold); font: 54px/1 var(--serif); display:block; height:32px; }
.hero-note p { margin: 10px 0 8px; font-family: var(--serif); font-size: 20px; line-height: 1.3; }
.signature { color: var(--gold-soft); font-family: var(--serif); font-style: italic; }
.trust-strip {
  display:grid; grid-template-columns: repeat(3,1fr);
  border-bottom: 1px solid var(--line); background: var(--bg-elevated);
  padding: 0 clamp(24px, 6vw, 88px);
}
.trust-item {
  display:flex; align-items:center; gap:18px; min-height: 132px; padding: 26px 34px;
  border-right: 1px solid var(--line);
}
.trust-item:first-child { border-left: 1px solid var(--line); }
.trust-number, .trust-icon { font: 400 34px/1 var(--serif); color: var(--gold-strong); min-width: 72px; }
.trust-item strong, .trust-item small { display:block; }
.trust-item strong { font: 400 18px/1.2 var(--serif); margin-bottom: 5px; }
.trust-item small { color: var(--muted); }
.section { padding: clamp(76px, 9vw, 138px) clamp(24px, 7vw, 108px); }
.section-heading { max-width: 900px; margin-bottom: 54px; }
.section h2 {
  font: 400 clamp(38px, 4.2vw, 66px)/1.02 var(--serif); letter-spacing: -.035em;
  margin-bottom: 18px;
}
.section-subtitle { color: var(--muted); font-size: 20px; }
.intro {
  display:grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 9vw, 130px);
  align-items:start; border-bottom: 1px solid var(--line);
}
.intro-copy { color: var(--muted); font-size: clamp(18px, 1.5vw, 23px); }
.intro-copy p { margin-top:0; }
.services-grid { display:grid; grid-template-columns: repeat(4,1fr); gap: 14px; }
.service-card {
  min-height: 360px; padding: 28px; border: 1px solid var(--line);
  background: var(--bg-elevated); border-radius: 10px; display:flex; flex-direction:column;
  transition: transform .22s ease, border-color .22s ease, box-shadow .22s ease;
}
.service-card:hover { transform: translateY(-5px); border-color: color-mix(in srgb, var(--gold) 56%, var(--line)); box-shadow: var(--shadow); }
.service-index { color: var(--gold-strong); font: 400 14px/1 var(--serif); margin-bottom: 76px; }
.service-card h3 { font:400 31px/1.05 var(--serif); }
.service-card p { color:var(--muted); margin: 0 0 28px; }
.service-card a { margin-top:auto; color:var(--gold-strong); font-weight:700; font-size:13px; }
.financing-highlight, .about, .digital {
  display:grid; grid-template-columns: 1fr 1fr; padding: 0;
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
}
.feature-image, .about-image, .digital-image { min-height: 560px; overflow:hidden; }
.feature-image img, .about-image img, .digital-image img { width:100%; height:100%; object-fit:cover; }
.feature-image img { object-position: 52% center; }
.about-image img { object-position: 48% center; }
.digital-image img { object-position: 50% 42%; }
.feature-copy, .about-copy, .digital-copy {
  padding: clamp(58px, 7vw, 108px); display:flex; flex-direction:column; justify-content:center;
}
.feature-copy p:not(.eyebrow), .about-copy p:not(.eyebrow), .digital-copy p:not(.eyebrow) { color:var(--muted); font-size: 18px; }
.about-copy .lead { color:var(--text); font: 400 25px/1.35 var(--serif); }
.text-link { margin-top:20px; color:var(--gold-strong); font-weight:700; }
.process { background:var(--bg-elevated); }
.process-grid { display:grid; grid-template-columns: repeat(5,1fr); gap: 0; }
.process-step { padding: 28px 30px 30px 0; border-top: 1px solid var(--line); }
.process-step:not(:last-child) { border-right:1px solid var(--line); padding-right:28px; margin-right:28px; }
.process-step span {
  width:38px; height:38px; border-radius:999px; border:1px solid var(--gold);
  display:grid; place-items:center; color:var(--gold-strong); font-family:var(--serif); margin-bottom:28px;
}
.process-step h3 { font:400 24px/1.1 var(--serif); }
.process-step p { color:var(--muted); font-size:14px; }
.digital { grid-template-columns: .85fr 1.15fr; }
.check-list { list-style:none; padding:0; margin:24px 0 0; display:grid; gap:12px; }
.check-list li { position:relative; padding-left:30px; color:var(--muted); }
.check-list li::before {
  content:"✓"; position:absolute; left:0; top:0; color:var(--gold-strong);
  width:20px; height:20px; border:1px solid var(--gold); border-radius:50%;
  display:grid; place-items:center; font-size:11px;
}
.cta-section {
  margin: clamp(24px, 5vw, 70px); padding: clamp(56px, 7vw, 98px);
  display:grid; grid-template-columns: 1.25fr .75fr; gap:50px; align-items:center;
  background: var(--text); color: var(--bg); border-radius: 16px;
}
html[data-theme="dark"] .cta-section { background:#e8dcc8; color:#151713; }
.cta-section .eyebrow { color:var(--gold); }
.cta-section h2 { font:400 clamp(38px, 4vw, 62px)/1 var(--serif); margin-bottom:20px; letter-spacing:-.03em; }
.cta-section p:not(.eyebrow) { max-width:760px; opacity:.74; font-size:18px; }
.cta-actions { display:flex; flex-direction:column; align-items:flex-start; gap:14px; }
.cta-actions small { opacity:.65; }
.site-footer {
  padding: 44px clamp(24px, 6vw, 88px);
  display:grid; grid-template-columns:1fr auto auto; align-items:center; gap:34px;
  border-top:1px solid var(--line); color:var(--muted);
}
.footer-brand { display:flex; align-items:center; gap:12px; color:var(--text); }
.footer-brand strong, .footer-brand small { display:block; }
.footer-brand small { color:var(--muted); }
.footer-links { display:flex; flex-wrap:wrap; gap:22px; font-size:13px; }
.footer-note { margin:0; font-size:13px; }
.reveal { opacity:0; transform: translateY(20px); transition: opacity .65s ease, transform .65s ease; }
.reveal.is-visible { opacity:1; transform:none; }
@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior:auto!important; }
  .reveal { opacity:1!important; transform:none!important; transition:none!important; }
  .btn, .service-card { transition:none!important; }
}
@media (max-width: 1100px) {
  .desktop-nav { display:none; }
  .menu-toggle { display:block; }
  .mobile-nav {
    position:absolute; left:0; right:0; top:calc(100% + 1px); display:none;
    padding:18px clamp(20px, 5vw, 76px) 24px; background:var(--bg-elevated); border-bottom:1px solid var(--line);
  }
  .mobile-nav.open { display:grid; gap:18px; }
  .mobile-nav a { font:400 24px/1.1 var(--serif); }
  .services-grid { grid-template-columns: repeat(2,1fr); }
  .process-grid { grid-template-columns: repeat(2,1fr); gap:20px; }
  .process-step, .process-step:not(:last-child) { border-right:0; margin-right:0; padding-right:20px; }
  .process-step:last-child { grid-column:1/-1; }
}
@media (max-width: 760px) {
  .site-header { height:68px; padding:0 18px; }
  .brand-name { font-size:11px; letter-spacing:.16em; }
  .header-actions .btn-small { display:none; }
  .hero { grid-template-columns:1fr; min-height:auto; }
  .hero-copy { padding:72px 22px 54px; }
  .hero-image-wrap { min-height:570px; }
  .hero-image { object-position: 52% 35%; }
  h1 { font-size: clamp(48px, 15vw, 78px); }
  .hero-text { font-size:17px; }
  .hero-actions { width:100%; }
  .hero-actions .btn { width:100%; }
  .trust-strip { grid-template-columns:1fr; padding:0 22px; }
  .trust-item, .trust-item:first-child { border-left:0; border-right:0; border-bottom:1px solid var(--line); padding:24px 0; min-height:100px; }
  .trust-number, .trust-icon { min-width:92px; }
  .intro { grid-template-columns:1fr; gap:16px; }
  .section { padding:72px 22px; }
  .section-heading { margin-bottom:34px; }
  .services-grid { grid-template-columns:1fr; }
  .service-card { min-height:300px; }
  .service-index { margin-bottom:45px; }
  .financing-highlight, .about, .digital { grid-template-columns:1fr; }
  .feature-image, .about-image, .digital-image { min-height:430px; }
  .feature-copy, .about-copy, .digital-copy { padding:58px 0; }
  .about-image { order:2; }
  .about-copy { order:1; }
  .digital-copy { order:1; }
  .digital-image { order:2; }
  .process-grid { grid-template-columns:1fr; gap:0; }
  .process-step, .process-step:not(:last-child) { padding:24px 0; border-right:0; margin-right:0; border-bottom:1px solid var(--line); }
  .process-step:last-child { grid-column:auto; }
  .cta-section { margin:20px; padding:54px 22px; grid-template-columns:1fr; gap:24px; }
  .cta-actions .btn { width:100%; }
  .site-footer { grid-template-columns:1fr; gap:24px; }
}
@media (max-width: 900px) {
  .footer-links { display:grid; grid-template-columns:repeat(3, max-content); gap:0 24px; }
}
@media (max-width: 760px), (pointer: coarse) {
  .service-card a, .footer-links a { display:inline-flex; align-items:center; min-height:44px; }
}